All Accounts
How can I compare NBK Accounts to figure out which is the most suitable to my needs?
Simply use our Right Account for Me tool.
How can I Open an Account at NBK Bahrain?
You can open an account at NBK Bahrain by filling in the NBK Account application form.
How is the interest calculated?
Interest is calculated monthly and credited to your account twice a year on the 31st of May and the 30th of November.
What happens if I stop using my account?
If there is no activity on the account for 1 year, the account will go into a dormant status. If there is no activity on the account for 5 years or more, the account will go to unclaimed status.
Call Account
What if I stop using my account?
If there is no activity on the account for 1 year, the account will go into a dormant status. If there is no activity on the account for 5 years or more, the account will go to unclaimed status.
When is interest paid?
Interest is paid every quarter.
How is interest calculated?
Interest is calculated based on the time period and amount of the deposit.
How do I change my NBK Term Deposit?
Any instructions given from you related to your deposit, like closing it or amending the amount and/or period, should be through NBK Call Center at 17155555 or by visiting the nearest branch and must be done 48 hours before maturity date.
Checks
What is required to get a checkbook?
You need approval from your branch manager.
Can my checks be of any size or are there guidelines around standard check sizes?
Only checks meeting the standard size requirements will be accepted for processing.
Are there any specific security features that I need to adhere to?
Checkbooks issued by NBK Bahrain comply with all security features and these include:
- Type of paper used which does not allow for checks to be photocopied
- Special type of ink
- Watermark as part of the checks
- UV logo
What do I have to remember when dealing with checks?
- Do not write or sign over the MICR code at the bottom of the check.
- Generally keep checks in a good condition - it should not be folded or stapled to the paper. Make sure that your checks are not damaged in any way (ie: torn, folded, or crumpled).
- The check should not be exposed to direct sunlight nor kept in a hot place e.g. in a car in direct sunlight as this can damage the UV logo.
- Ensure the availability of sufficient funds in the account before issuing checks (checks returned due to insufficient funds may lead to criminal prosecutions and/ or closure of your account by NBK Bahrain).
All Loans
If I transfer my salary to NBK, what are the loan benefits I get?
Get a loan for whatever you need – a new car, furniture for your house, or anything else – when you transfer your salary.
What happens if I miss paying a monthly installment?
In case you miss paying one of your monthly installments, you will be charged with 0.125% of the overdue amount per month.
Installment Loan
What happens if I miss paying a monthly installment?
In case you miss paying one of your monthly installments, you will be charged with 0.125% of the overdue amount per month.
What documents do I need to apply for a loan?
To apply for a loan you would need to provide the following documents; a salary certificate or proof of income, passport, civil ID, account statement of the last 6 months and a liabilities certificate.
Is there a loan processing fee?
Yes. The processing fee is 1% of the loan amount.
Can I apply for a loan for a property/land that is incomplete?
No, financing is only available for fully completed properties only.
Will the property be registered under my name or the bank’s name?
The property will be registered under your name, however mortgaged under the bank’s name.
How frequent are the installments?
Installments are usually monthly, however some locations may be quarterly installments.
Is there a minimum salary requirement to apply for a loan?
Yes. The minimum salary depends on the country you are applying for. Contact NBK Bahrain on 17155555 or visit your local branch on how to find out more information.
Loan Refinancing
What is loan refinancing?
Loan refinancing is an extension of your loan payment plan – applying for loan refinancing means you would like to change the terms of your current loan. Loan refinancing is also known as rebooking.
Who is eligible for refinancing?
Any customer who has been regular with the repayment of not less than 30% of the number of installments set out for his consumer or installment loan on their due dates is eligible for refinancing (rebooking).
For example, if a customer has taken a loan of 180 installments originally (15 years), the loan can be refinanced only once 54 installments have been paid.
It is also important to note that at the time of applying for loan refinancing you should not be past due with you loan installments and partial payments cannot be considered as installments paid.
What are the conditions of loan refinancing?
NBK Bahrain can grant a new loan from which the old loan can be settled, however the new loan must be of the same loan type as the loan that is being settled.
For example, an existing consumer loan can be refinanced only by a new consumer loan. The same applies for installment loan.
How much can I additionally borrow?
Your eligibility can be determined only after examining your income and total liabilities on Ci-net. The same criteria for taking a new loan also applies with loan refinancing.
What documents do I need to submit?
You should submit the same documents that are required for a new loan. These are; an up-to-date salary certificate/continuation letter, valid civil ID and for expatriates a passport copy is also required.
Can I bring my loan from another bank to NBK Bahrain? Or, can I transfer my salary from another bank to NBK Bahrain although I have a loan with another bank?
Yes you can, NBK Bahrain will close your loan with another bank and give you a new loan.
What do I need to do to bring my loan/salary from another bank to NBK Bahrain?
You should have paid 30% of the installments of your loan at another bank on their due dates.
You should submit all documents that are needed for a new loan including the liability certificate and 3-month bank statement from the other bank.
NBK Bahrain will assess your eligibility by checking your income and liabilities before approving your loan.
Upon approval, NBK Bahrain will start the process to settle your loan with another bank and grant a new loan with NBK Bahrain.
Can I amend the term of my loan?
Yes you can, either by increasing your loan term (extension) or reducing it.
How does refinancing affect my current loan?
You can extend the term of your existing installment loan only up to 84 months from the start date of your loan.
If you have already taken a 84 months installment loan, then you cannot extend the loan term any further.
Your loan should not be past due.
Extending the term will decrease your installment amount.
Your total interest payment over the loan term will increase.
What is the maximum DBR (debt burden ratio) that I am allotted?
You cannot exceed the debt burden ratio (DBR) of 50%.
All Credit Cards
What is the annual fee for NBK credit cards?
NBK- Bahrain tries to make products as convenient as possible for you. Thus, primary and supplementary credit cards are free for life. For details, contact the call center at 17155555.
Where can I use my credit card?
NBK Credit Cards have a wide acceptance around the world. You can use them both locally and internationally, at ATMs and at numerous merchants.
How can I increase my credit card limit?
Simply visit an NBK- Bahrain Branch, and if you are eligible, NBK- Bahrain will increase your credit card limit.
How can I upgrade my credit card?
Just contact the call center at 17155555 and find out if you are eligible. If upgrading your NBK Credit Card requires to increase the credit card limit, you will be asked to visit an NBK- Bahrain Branch to upgrade your credit card.
What should I do if my card is lost or stolen?
NBK- Bahrain makes sure our cardholders are as safe as possible. If your card is lost or stolen, contact the call center immediately at 17155555 and the officer will immediately block your card from unauthorized transactions.
When I am overseas, should I pay in BHD or another currency?
To avoid extra charges, always request to pay in the local currency of the country you are visiting.
For example, if you are visiting the United Arab Emirates, pay for your purchases in AED.
Can I withdraw cash from ATMs?
Yes, you can withdraw cash from any ATM. What’s more, you can withdraw 75% of your available funds.
What supporting documentation do I need when applying for a card?
NBK- Bahrain makes applying easy too. All that is required is an original CPR, a copy of your passport, a salary credit to NBK- Bahrain and a salary continuation certificate.
Do I need to activate my credit card?
Your security is a priority at NBK- Bahrain. To activate your card, simply contact the call center at 17155555. This simple process ensures your security and peace of mind.
What are the available payment options to settle my credit card dues?
Paying bills is easier and more flexible with NBK- Bahrain. You can either select 5% of the total outstanding amount or 100% of the total outstanding amount deducted from your account. In addition, you can avail an advance payment at the branches.
ALL DEBIT CARDS
What should I do if my card is lost or stolen?
NBK Bahrain makes sure our cardholders are as safe as possible. If your card is lost or stolen, contact the NBK Call Center immediately at 17155555. NBK Call Center will immediately block your card from unauthorized transactions.
When I am overseas, should I pay in BHD or another currency?
To avoid extra charges, always request to pay in the local currency of the country you are visiting.
For example, if you are visiting the United Arab Emirates, make sure you insist on paying in AED.
Can I withdraw cash from ATMs?
Yes, you can withdraw cash from any of NBK’s conveniently placed ATMs. What’s more, you can withdraw 100% of your available funds.
What is NBK Secure Shopping?
NBK Secure Shopping adds another authentication step for online payments. It was developed by Visa to improve the security of Internet payments and offered to customers as the Verified by Visa service. MasterCard also offers this to customers under the name MasterCard Secure Code. This authentication is based on a three-domain model hence the 3D in the name 3D Secure Shopping.
Will I need to apply for a new credit card to use NBK Secure Shopping?
No, you will be able to use your existing NBK credit card.
Do I have to pay for NBK Secure Shopping service?
NBK Secure Shopping is a free and automatic service provided by NBK Bahrain to all credit cardholders.
Investment Funds
What is a money market fund?
A money market fund's purpose is to provide investors with high level of liquidity by investing in diversified and high quality money market instruments. It is a type of mutual fund characterized as a low-risk investment.
What is an equity fund?
An equity fund is a mutual fund that invests mainly in stocks. Equity funds are also known as stock funds.
Is NBK Capital part of NBK?
NBK Capital is part of the NBK Group and is a subsidiary of NBK.
Gold Visa Credit Card
Can I withdraw cash from ATMs?
Yes, you can withdraw cash from any of NBK’s conveniently placed ATMs. What’s more, you can withdraw 100% of your available funds.
Do I need to activate my Credit Card?
Your security is a priority at NBK Bahrain. To activate your card, simply contact the NBK Call Center at 17155555. This simple process ensures your security and peace of mind.
How can I get a credit limit increase on my credit card?
Simply visit a NBK branch, and if you are eligible, NBK Bahrain will extend the service to you.
Letters of credit
1. How do I apply for the issuance of an import letter of credit?
Liaise with your NBK Relationship Officer about your needs. To support the issuance of an import letter of credit, you will have to set up a line of credit. Once approved, complete the application for an irrevocable documentary credit and bring it to your NBK Relationship Officer.
If you require assistance in completing the application, you may our Trade Finance division.
2. What is the uniform customs and practice for documentary credits (UCP)?
The uniform customs and practice for documentary credits (UCP) is a set of recognized and internationally accepted rules for documentary credits published by the International Chamber of Commerce (ICC) in Paris, France. These rules are used in the international trade community for determining the roles and responsibilities of all parties involved in letters of credit, including standby letters of credit, where the letter of credit expressly stipulates that it is subject to the UCP.
3. What are the risks to the buyer in an import letter of credit?
Under an import letter of credit, the bank promises to make payment to the seller against the seller's presentation of pre-specified documents. However, it does not provide the buyer with protection if the seller presents documents that comply with the letter of credit but later prove to be fraudulent. If all appropriate documents are presented to the bank in absence of clear fraud, the bank will not be able to refuse payment should a dispute arise between the buyer and seller.
To reduce this risk, a buyer should thoroughly investigate prospective sellers. Our Trade finance experts will assist you in compiling this information using public information available from their global contacts.
4. In what situations would I use a standby letter of credit?
A standby LC provides security to a beneficiary in that promises to pay the beneficiary upon presentation of pre-specified documents. The following are some instances where standby letters of credit are used:
- The buyer to purchase goods without having to make a cash deposit
- Performance related during the tender process of a contract
- Support contractual / payment obligations
5. Can a standby letter of credit be cancelled prior to expiry?
Yes. A standby letter of credit can be cancelled prior to expiry by having the beneficiary return the original standby LC to the Trade Finance division along with a letter printed on the beneficiary’s letterhead, addressing their agreement to the standby letter of credit cancellation.
6. What are standard charges to issue letters of credit?
The commission rate is based upon the risk assumed by collateral and your financial strength.
Commission is collected at the time of issuance of the letter of credit.
Other charges may include correspondent bank charges and expenses incurred by relating to the letter of credit such as courier, swift charges, etc.
7. What is a sight letter of credit?
A letter of credit that is payable once it stipulated documents are present and document has no discrepancies.
8. What is a transferable letter of credit?
The first beneficiary (often a middleman) transfers his rights to a second beneficiary (normally the producer or ultimate seller). According ICC rules, article 38(b), an LC can only be transferred if the issuing bank expressly designates it as transferable. Only the nominated bank or a bank authorized by the issuing bank may transfer the DC.
9. What kind of documents should we require under the letter of credit?
In order to receive payment, the exporter must present the documents stipulated in the letter of credit. There are no requirements for specific documents to be presented in an LC. The list and form is open to negotiation by the seller and the buyer, and sometimes the LC contains requirements to present documents issued by a neutral third party evidencing, for example, the quality of the goods shipped or their place of origin. As a proof that goods have been shipped, the LC often requires some kind of transport document to be presented, for example bill of landing or airway bill. Please see our checklist specifying the most common documents required under a DC presentation under an export documentary credits (DC).
10. Where should I send the import letter of credit application?
Send the application to NBK Head Office.
11. When will we receive payment under the letter of credit?
As per the agreed terms between buyer and seller, the period of credit is decided in the LC. Based on that period of credit, the time to effect payment by the opening bank (buyer's bank) is determined.
12. Am I sure to receive payment when I have a confirmed LC?
Yes, if you have presented correct documents and if has confirmed the LC you can be sure to receive payment at the time of maturity. If the LC is without confirmation you will receive funds when the Issuing bank effects payment.
13. What is a reimbursement bank?
It is the bank designated in the LC to reimburse the nominated bank. Thus it is the bank where the issuing bank maintains an account for the designated currency. The nominated bank will claim funds from the reimbursing bank after having accepted the documents.
14. Who has the documents forwarding risk with or without discrepancies?
If the documents are clean (without discrepancies), the exporter has the risk on the issuing bank. If the documents are discrepant, the seller has the risk on the buyer who has the option to waive the discrepancies or refuse documents.
15. What are the consequences if I deliver documents with discrepancies?
The buyer might refuse to pay, and you may have to sell the goods to another buyer. If the goods, for example, are custom made it can be difficult to find a new buyer.
16. When is the issuing bank no longer obligated to honour the claim?
If LC has already expired and documents presented are discrepant and not accepted by the applicant.
17. Under LC, How much will be the insurance cover?
If the LC does not state the amount of insurance, the insurance document must cover at least 110% of the invoice amount (CIF/CIP value).
18. What is transhipment and partial shipment?
Transhipment is taking shipment from one mode of transport to another during the goods transportation route. Partial shipment is when you ship the goods more than once.
Documentary collections
19. If the payment term is cash against documents (i.e. export collection), how can I as an exporter gain control over my goods and secure payment?
The idea with the documentary collection is that the goods remain in your control until the buyer has paid and received the documents. To achieve this, remember to put the collecting bank (buyer's bank) as consignee of the goods in the transport documents.
20. What is an aval?
An aval is a joint commitment by the principal debtor and a third party (normally a financial institution) to make payment of an obligation in favour of the beneficiary. The third party commits itself for the full credit amount in the event that the principal debtor does not fulfill his obligation by the due date.
Letters of guarantee
21. What are URDG?
The uniform rules for demand guarantees, developed by the ICC, are used by banks and businesses across continents and industry sectors. A demand guarantee is an independent undertaking where guarantors are assured that their commitment is subject to its own terms.
22.What is required to issue a guarantee?
A bank guarantee request has to be approved by the bank. Normally you get an offer letter for a specific guarantee or you will get an offer letter for a guarantee facility up to a certain limit. As a customer you must provide us with at least the following information: Name and address of debtor/principal, Name and address of beneficiary, Guarantee amount, Expiry date, What the guarantee is related to (e.g. the underlying contract) and Type of guarantee (e.g. performance, payment or advance payment).
23.What is the price for a guarantee?
The pricing of a guarantee depends on: The amount and length of the guarantee, the type of guarantee, what kind of security the bank receives, the general market situation and the specific situation for your line of business.
24. How do I claim guarantee?
A claim is brought against the guarantor when the beneficiary believes the principal has defaulted with the underlying conditions covered by the guarantee. The claim must state: a reference to the guarantee in question, how the principal has defaulted on the underlying agreement covered by the stated guarantee, and if possible documentation: the amount claimed under the guarantee and to which account the money should be credited.
25. How long time it will take to be paid after claim has presented i.e. when will the bank pay?
Payment will depend on if the guarantee is an accessory or demand guarantee. A demand under an accessory guarantee will be paid when one of the following conditions is true: amicable agreement (e.g. the principal accepts the demand), final judgement in court or arbitration award. Payment under a demand guarantee will depend on the wording of the guarantee, describing what must be presented and when payment should be made.
26. What documentation does NBK need to cancel a guarantee with an open-ended date?
If the guarantee is open ended (i.e. no expiry date), we need either the original guarantee document returned to us or that the beneficiary in writing states that NBK is released from our obligations.
How can I check if my NBK Online Banking session is secure?
Look for the padlock icon located in the lower right corner of your browser window. A closed or locked padlock indicates a secure connection. Look for the letter “s” at the beginning of the URL address, i.e. https:// – "s" stands for secure.
How do I sign up to NBK Online Banking?
Select "NBK Online Banking" on NBK.com and then click on "Join" and follow the easy online instructions to enroll to "NBK Online Banking Security Key" to access your account online.
How do I login to my account on NBK Online Banking?
If you haven’t signed up for a “NBK Online Banking Security Key,” you need to enroll first. To login to your account, you need to answer a security key question and make sure that the selected image matches the phrase, then enter your NBK Online Banking password to login successfully.
What do I do if I’ve forgotten my password?
Click on “Forgot password”.
Fill out all the necessary details. Then, click “Submit.”
Select your preferred way to receive the one-time-password: via email or SMS.
How do I activate my account?
- Login to NBK Online Banking
- Go to the “Balance information” page
- Click on the link for “Account activation” – you will then receive a request to contact NBK Call Center at 17155555
- Enter your debit card number and select to talk to an agent
How do I get confirmation that my account has been activated successfully?
You will receive a confirmation SMS message on your mobile confirming successful activation.
How can I cancel the NBK Online Banking activation and go back to limited access?
You can contact NBK Call Center at 17155555 and request to cancel the activation.
What can I view on the "Balance Information" page?
You can check your account statement from the date you opened the account and track your credit card purchase history (up to 2 years) with an easy download facility to Microsoft Excel, Microsoft Word and PDF. You can also keep track of your loan and funds details on an ongoing basis.
If I have NBK accounts in more than one branch, will I be able to see them all on NBK Online Banking?
To view all you NBK accounts (which were opened in different NBK branches), you will need to request that your branch links all of your accounts.
What types of transfers can I make online?
You can conduct international or local transfers as well as set up a Standing Order for your recurring payments.
How will I receive the OTP?
You will receive the verification code by SMS at the mobile number registered to your NBK account. If your number has not been updated, you will have to visit a branch to update it, in order to receive the code successfully.
How do I input the OTP?
The OTP consists of 6 alphanumeric characters that will be sent to your mobile number. You input the OTP in the field that appears once you click “Pending Beneficiary.”
What is the maximum number of beneficiaries I can have?
The maximum number should not exceed 200. If you have reached the maximum number of beneficiaries and wish to add a new one, you will need to delete any beneficiary record and add the new ones.
How do I create a new beneficiary?
Simply follow these steps to create or update your local and international beneficiaries:
- Login to NBK Online Banking
- Click on “Transfer Funds”
- Select “Add Local Beneficiary” or “Add International Beneficiary”
- Complete all the required beneficiary’s details, then click on “Submit”
- A code will be sent to your mobile by SMS. The code consists of 6 alphanumeric characters*
- A pop-up message will be displayed on your screen to confirm the beneficiary creation/update. Click on “Submit”
- You will be directed to the beneficiaries’ list. Click on the “Pending Beneficiary” that is under “Action” to enter the code that is sent to you on your mobile
- Enter the verification code, then “Verify” to activate the beneficiary**
- You will be returned to the beneficiaries’ list page and you will be able to make transfers to this beneficiary
*If you have changed your mobile number, please visit the nearest NBK branch to update your details
**In this step, you can also delete the beneficiary by clicking on “Delete” or request a new verification code by clicking on “Resend verification code”
Will I be notified of my transfer and new beneficiary?
NBK Bahrain will be sending you an immediate SMS notification upon creation of a new beneficiary.
Can I use NBK Online Banking to transfer money from my credit card to my account?
Yes. You can transfer funds from your NBK credit cards to your primary account online.
How can I open an account online?
You can set up the account instantly online by transferring from BHD accounts only and you will be able to view your new account details on your "Balance information" page.
What should I do if my mobile number is not up to date?
To update your phone number, you need to visit the nearest NBK branch or update it through NBK Online Banking*.
*To be able to update the mobile number through NBK Online Banking, you need to have your old mobile number with you to receive the verification code to complete the update process.
How do I know that NBK Online Banking is secure?
For your peace of mind, NBK Bahrain has implemented state-of-the-art online banking security – by registering for the NBK Online Banking Security Key you can be assured that your personalized online banking is protected.
The NBK team recommends that once you complete your registration that you register your computer – this provides you added protection.
What is NBK Mobile Banking?
NBK Mobile Banking is a term used for performing financial transactions, such as balance checks, account transactions, payments, etc. via a mobile device either offered by SMS or smartphones. NBK Mobile Banking first started with SMS, but with the introduction of smartphones to the market, users tend to download applications (apps) on their smartphone devices and start using them.
The NBK Mobile Banking App:
- Enables users to check, access, and use their existing financial accounts
- Allows users to check balances and latest transactions
- Lets users pay bills and Transfer Funds
- Performs transactions fast, easily, and securely
All in one quick view!
Why do I need NBK Mobile Banking?
Convenient and secure, NBK Mobile Banking enables you to fulfill your banking needs on the move. No need to come to branch and queue, order checkbooks or inquire about your account balance and statements. NBK Mobile Banking gives you updates on the spot, without the need to go to an ATM or log online.
On what device can I use the NBK Mobile Banking App?
NBK Bahrain has developed custom application for iPhone, iPad, iPod Touch, Android and Blackberry.
How is NBK Mobile Banking different from NBK Online Banking?
Our application is made specifically for smartphones to have a better experience. With one touch access to login, easy menu navigation, and GPS-powered location information and more.
How does NBK Bahrain protect my information on NBK Mobile Banking
- NBK Bahrain will not ask you to store your username or password. You will need to enter your password every time you login to access your account
- No personal information is stored on your phone while using NBK Mobile Banking
- First enrollment will be through NBK Online Banking to insure validity
- New beneficiaries should be created through NBK Online Banking to show on the Mobile Banking application
How do I download the mobile application for iPhone, iPad, & iPod Touch?
Our iPhone application is available for free and can download from:
iTunes App Store
How do I download the NBK Mobile Banking App for BlackBerry?
Our Blackberry application is available for free and can be downloaded from:
nbk.com/bb
How do I download the NBK Mobile Banking App for Android?
Our Android application is available for free and can be downloaded from:
Google Play Store
What is available on the NBK Mobile Banking application?
NBK Bahrain enables you to:
Make transfers between your accounts, to other NBK accounts, accounts at other banks
- View the history of transactions made on your account
- View the balance and transactions on your credit cards, loans, and deposits
- Make payments to your credit card, and pay telephone bills
- Report stolen or lost cards
- Find our branches through a branch locator
- Find our ATM's
- Request printed statements and make checkbook requests
And much more …
How do I add a beneficiary on NBK Mobile Banking?
Beneficiaries must be added on NBK Online Banking in order to do the transfers on your device. Once the new beneficiary is added, you do the transfer on your device.
How do I report a lost ATM card?
- Go to the home screen in NBK Mobile Banking application
- Go to "Services"
- Report stolen cards by selecting "Card Restriction"
- Select the stolen card(s)
- Select “Lost” or “Stolen” card
- Submit your request by selecting "OK"
What do I do if I change my mobile number?
Please visit your nearest NBK branch and we will update your details on our records.
What if I forget my NBK Mobile Banking password?
- Login to NBK Online Banking
- Click on "NBK Mobile Banking"
- Click on "Forgot Password"
- Enter a new password
- Confirm your password by re-entering it
- Go to your NBK Mobile Banking application on your device & login with the new password
What do I do if I change my mobile phone?
- Download the application on your new device
- Call the NBK Call Center on 17155555 and ask the agent to un-enroll your old device
- Enroll your device and follow:
Registration and enrollment process
- Launch the application on the new device
You can also enroll by logging into Online Banking and follow the below steps:
- Login to Online Banking
- Select “Self-Services” tab then “Mobile Banking” then “Manage Devices”
- Click on “Add” to add your new device
- Enroll your device and follow:
Registration and enrollment process
Can I have NBK Mobile Banking on multiple devices?
Yes, now the application can be downloaded, installed and enrolled on up to (maximum) 5 devices
How much do I have to pay to download NBK Mobile Banking?
There are no fees. The application is free.
How do I change my password? Can I change my NBK Mobile Banking Password?
Of course, you can change your password by following these steps:
- Go to the home screen on your NBK Mobile Banking
- Go to "Settings"
- Choose "Password Management"
- Enter current password
- Enter new password
- Re-enter new password in order to confirm
- Tap on "Change" to set the new password
Can anyone else use my NBK Mobile Banking?
No one else can use your NBK Mobile Banking. This is another secure banking channel where every time you wish to use your NBK Mobile Banking, the password prompt will appear.
Does NBK Mobile Banking have a similar appearance on all phones?
The appearance of the application may differ depending Operation System (OS) on the mobile phone being used, but functions and transactions remain the same.
How do I enable/disable my application?
Call our Call Centre on 17155555 and ask for enable/disable the service or login to NBK Online Banking, select NBK Mobile Banking, select Enable/Disable, and then enable or disable the service.
How is it different from the existing SMS Banking Service?
"Real Time SMS" is a service where the customer receives these alerts on mobile transactions. These include points of sale purchases, salary credits, ATM withdrawals, etc. While NBK Mobile Banking enables you to conduct your banking transactions on your device locally and internationally.
What are the prerequisites for using NBK Mobile Banking?
You must be a NBK Online Banking registered user and have an iPhone, iPad, iPod Touch, Android or Blackberry mobile device. You must also have downloaded the NBK Mobile Banking App.
What if I lose my mobile?
You are required to contact "Call Centre" immediately by calling 17155555 to disable the service. You can also disable your Mobile Banking service through NBK Online Banking by selecting “Disable” under “Mobile Banking”.
What if I receive a call while using the NBK Mobile Banking App?
You will be able to receive SMS and receive incoming calls. However, should you reply to the SMS or the incoming call and spend some time on it, for security reasons, you will be automatically logged out of the app and will need to log in again.
What special needs services do select NBK branches offer?
NBK branches and our dedicated staff will help you progress your requests. NBK Bahrain commits to provide excellent service whether you want to withdraw or deposit cash, check your balance or simply find out about the range of products.
Where are the NBK branches located?
GB Corp Tower
P.O. Box 5290
Block 346, Road 4626, Building 1411
Manama, Kingdom of Bahrain.
Tel: (00973) 17155555
Fax: (00973) 17104860
Swift: NBOKBHBM
Zain Tower
P.O.Box 5290
Building 401, Road 2806
Seef Area 428
Manama, Kingdom of Bahrain.
Tel: (+973) 17155555
Fax: (+973) 17582297
What are the services provided through the ATMs?
• Withdraw cash (within the available limit)
• Change ATM/Credit Card PIN
• Request check book
• Request mini account statement
• Request account statement through branch (last 30 transactions)
• Transfer between your accounts
What are the services offered through the NBK Mobile ATM?
• Cash withdrawal
• Balance Enquiry
What is NBK Doorstep Banking?
You can get new debit and credit cards, apply for consumer loans and credit cards, as well as deposit cash and checks into your accounts, from your home or office.
What are the other services?
Cash Delivery: Have cash delivered to your door
How can I access NBK Doorstep Banking?
For cash delivery, select the option of “cash delivery” from the NBK Call Center menu.