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  • World Mastercard Credit Card

    Dear Customer, Get your NBK World Mastercard Credit Card and enjoy exclusive access to luxury airport lounges and many other benefits

  • NBK Tap & Pay

    Dear Customer, Enjoy the fastest way to pay with NBK Tap & Pay Card. Call 01759700 to upgrade your debit card today.

  • Update Your Details

    Dear Customer, Please visit any of our branches to update your personal details as soon as possible to avoid any inconvenience in the future while banking with us.

  • Loans

    Apply now for a housing loan from NBK Lebanon and benefit from competitive interest rate, easy process, and quick approval. Call: Kuwait (+965) 22595380, Lebanon (+961) 1759700 or visit nbk/lebanon.

  • ATMs

    Dear Customer, Enjoy the new cash deposit service available at NBK ATMs 24/7.

International Mortgages


At NBK Lebanon, we make owning property in the country of your choice easy. Whether you plan on purchasing property in Paris, London, Dubai, Abu Dhabi, Lebanon, Egypt, or Jordan all you have to do is call us to start turning your goals into reality.

Who is it for?

Lebanese salaried and self-employed individuals 
residing in GCC countries where NBK has
Kuwaiti, Jordanian, Egyptian, Bahraini, Saudi, and
Emirati, salaried and self-employed individuals,
residing in own country, GCC countries where NBK has presence, or in Lebanon.

What Is It For?

Purchase Freehold property in Lebanon without any encumbrance that restricts a first degree mortgage to be registered in the bank’s favor.

Interest Rates

1st year 4.75%
2nd year onward, 1 year Libor+4%; Min 5.5% p.a.

What Should I Know?

Minimum age: 21 years

Age at maturity :64 years

Property age at maturity: 40 years

Maximum Loan To Value (LTV) Ratio:

  • New Purchase: Up to 75% of purchase price or evaluation, whichever is lower 
  • Equity release: Up to 75% of evaluation price
  • Chalet: Up to 50% of purchase price or evaluation, whichever is lower​

Maximum loan Tenor : 20 years

Loan Currency: in USD currency

Minimum loan amount: USD 75,000

Maximum loan amount: USD 1,500,000

What Do I Need?

Kuwait Based:
Salaried: KD 1,500 
Self Employed: KD 1,500

Other GCC Based:
Salaried: USD 5,000
Self Employed: USD 6,500 

Jordan Based:  
Salaried: JOD 3,000
Self Employed: JOD 4,000

Lebanon Based Kuwaitis:
Salaried: KD 1,000
Self Employed: KD 1,500

Lebanon Based other GCC Nationals:
Salaried: USD 5,000 
Self Employed: USD 6,500

Minimum Length of Service:
Salaried: 6 months in current employment subject to having minimum 12 months overall continuous employment
Self Employed: 36 months 

Employment Contract:
Salaried: loans to employees with open-ended contracts only

Audited Financials:
All self-employed/ professionals to submit their audited financials for the last three (3) years.

-    Insurance:
Life and total permanent disability insurance covering 105% of loan amount in favour of the Bank.
Fire and Natural Disaster Insurance assigned in favour of the Bank.
-    Collateral:
First Degree Mortgage for minimum of 120% of loan amount in favour of the Bank.

Tell Me More

Minimum loan amount: USD 75,000 

Maximum Loan amount: USD 1,500,000

Interest rate:  
1st year 4.75%
2nd year onward, 1 year Libor+ 4%; Minimum 5.5%p.a.


  1. Are there any processing fees?

    Yes.  The processing fee is 0.75%.

  2. Can I settle the loan early?

    Yes. Early settlement is allowed, subject to conditions.

  3. Does my salary have to be transferred to NBK?

    Yes, salary should be transferred. May be considered on a case-by-case basis.

Apply Now for International Mortgages

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