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The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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  • Holy Prophet's Birthday Holiday

    Dear Customers, On the occasion of the Holy Prophet's Birthday, NBK will be closed on Thursday, 27 August 2026. Duty will resume on Sunday, 30 August 2026. NBK wishes you a blessed holiday.

  • Notice of Redemption to Noteholders - Senior Unsecured - USD 1.0bn

    U.S.$1,000,000,000 Senior Unsecured Notes (the "Notes") For the Regulation S Notes, the ISIN is XS2386563469. For the Rule 144A Notes, the ISIN is US62877PAB04 issued by NBK SPC Limited (the "Issuer") and guaranteed by National Bank of Kuwait S.A.K.P. Notice is hereby given to holders of the Notes that all outstanding Notes will be redeemed by the Issuer on 15 September 2026 at their outstanding principal amount, together with interest accrued to but excluding the date of redemption, in accordance with Condition 8.3 of the Notes.

  • Closure of Some Branches

    As a precautionary measure, please note that the Kuwait International Airport (T1) and Public Institution for Social Security (PIFSS) branches are closed until further notice. We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service Branches, the Call Center, and all electronic channels.

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Fixed Savings Account

Features Interest Rates 
- Long-term savings plan 
- Monthly deposits
- Guaranteed interest
- 5 to 7 Years: 3.25%
- 7 to 10 Years: 3.75%
- 10 to 15 Years: 4.00%
Savings Plan Options Account Eligibility
- Between 5 to 15 years
- Between KD 5,000 and 50,000
- Age is 18 or more
Terms and Conditions Apply >

About

With NBK Fixed Savings Account, save through regular monthly installments over a period of up to 15 years and enjoy competitive interest rates with guaranteed returns.

Who is it for?

To open an NBK Fixed Savings Account, you must be 18 years old or above.

What Do I Get?

You will enjoy the below benefits:

  • Long-term savings plan
  • Guaranteed interest
  • Competitive interest rates

What makes it special?

  • Choose a savings plan tenure range between 5 to 15 years
  • Get guaranteed interest rate agreed upon at the time of opening the account until the end of the savings plan period
  • Interest is calculated on daily end-of-day balance and capitalized monthly

How do I get it?

You can open an NBK Fixed Savings Account through NBK Mobile Banking App or by visiting your nearest branch.

Interest Rates

Tenor Interest rates
5 to 7 Years 3.25%
7 to 10 Years 3.75%
10 to 15 Years 4%

 

Tell Me More

  • Minimum amount for savings (target amount) is KD 5,000 and the maximum is KD 50,000
  • Savings are done through regular monthly installments via standing order from your primary account to NBK Fixed Savings Account

FAQs

  1. How is the interest rate calculated?

    Interest is calculated on daily end-of-day balance and capitalized monthly.

  2. What is the minimum savings amount (target amount)?

    Minimum amount for savings is KD 5,000.

  3. How can I save?

    Monthly savings is based on a monthly installment via standing order from your primary  account to your NBK Fixed Savings Account.