Build, renovate, expand or upgrade your home with ease through our NBK Al Manzel Program that is designed to help you enhance your living space.
Finance your home renovations, extensions or upgrades with ease.
Get up to KD 95,000 Personal Loans designed to meet your home’s construction and furnishing needs.
Transform your home interiors with fresh and stylish upgrades.
Give your home a fresh new look with the latest furniture arrivals and trends.
Make your home cozy with warm designs, soft textures and inviting details that create the perfect atmosphere.
Create the garden of your dreams with professional designs, quality plants and throughtful finishing details.
Upgrade your home with modern designs and smart enhancements what bring more comfort, style and value to every room.
Personal Loans designed to meet your home’s construction and furnishing needs.
You will get:
- Loan of up to KD 25,000 for a short-term period
- Enjoy up to 3 months grace period
- Enjoy flexible repayment for up to 5 years
- Benefit from strategic partnerships with leading local brands
Special deals are available for you at the following stores.
10% cashback when shopping at ABYAT.
Up to KD 2,500 cashback on construction contracts depending on contract value or 0% interest-free loan up to KD 25,000 for up to 3 years.
Up to 20% discount on all products subject to a minimum bill value of KD 800.
Any purchase of Midea Central Air Conditioning (CAC) Dx will include an extensive comprehensive warranty of 10 years.
Up to 25% discount on IKEA kitchen and appliances, bathrooms and furniture items, and up to 15% discount on all other IKEA products.
10% discount on all
products and services.
Coupon of up to 12% discount on the purchase value, VIP package, priority desk at a single station and up to 12% discount on maintenance services.
With every KD 1,000 spent, receive a KD 200 voucher to redeem on your next purchase.
6% off and 6 months free maintenance once a week.
Coupons of up to 12% discount on the purchase value of items and services that include MEP, HVAC, Duct, maintenance, elevators, lighting, metals, technology, smart home and solar panels.
25% off all products (Excluding Swarovski, Somfy and Wallpapers).
20% discount on
contracting services.
30% off all products with a free 2D design consultation.
Free consultation, site measurements, design, delivery, installation on kitchens, bathrooms and furniture with free 1-year extended warranty.
20% off beds and mattresses and 10% off accessories.
40% discount on interior designing and free consultation.
20% off kitchen cabinets, doors, clothing units and laundry rooms.
15% off and
a free consultation.
10% cashback when shopping at ABYAT.
Up to KD 2,500 cashback on construction contracts depending on contract value or 0% interest-free loan up to KD 25,000 for up to 3 years.
Up to 20% discount on all products subject to a minimum bill value of KD 800.
Any purchase of Midea Central Air Conditioning (CAC) Dx will include an extensive comprehensive warranty of 10 years.
Up to 25% discount on IKEA kitchen and appliances, bathrooms and furniture items, and up to 15% discount on all other IKEA products.
10% discount on all
products and services.
Coupon of up to 12% discount on the purchase value, VIP package, priority desk at a single station and up to 12% discount on maintenance services.
With every KD 1,000 spent, receive a KD 200 voucher to redeem on your next purchase.
6% off and 6 months free maintenance once a week.
Coupons of up to 12% discount on the purchase value of items and services that include MEP, HVAC, Duct, maintenance, elevators, lighting, metals, technology, smart home and solar panels.
25% off all products (Excluding Swarovski, Somfy and Wallpapers).
20% discount on
contracting services.
30% off all products with a free 2D design consultation.
Free consultation, site measurements, design, delivery, installation on kitchens, bathrooms and furniture with free 1-year extended warranty.
20% off beds and mattresses and 10% off accessories.
40% discount on interior designing and free consultation.
20% off kitchen cabinets, doors, clothing units and laundry rooms.
15% off and
a free consultation.
| Criteria | Details |
|---|---|
| Age | Age at loan maturity must not exceed 70 years* |
| Salary | Starting from KD 400* |
| Salary with NBK | Not necessary |
*Terms and Conditions apply
To benefit from the NBK Al Manzel Program, you need a valid salary certificate, a valid Civil ID or digital ID on Kuwait Mobile ID and a bank statement of the last 3 months for non-NBK Customers.
Yes, NBK offers the option of insuring your loan by sharing half of the cost of insurance while you pay the other half. The Loan Insurance plan ensures your loan so that in the event of death, the loan outstanding is settled by the insurance company. Please note that disability of any kind is not covered under this insurance plan. You can apply for Loan Insurance at the time of your loan application only.
NBK strives to make taking a loan as convenient as possible. You can close your loan from NBK anytime, at any NBK Branch in Kuwait. NBK will not charge you fees for early settlement. Please note that all you need to pay is the outstanding balance of your loan. NBK does not recover any future interest.