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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

NBK Miles Points Calculator

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Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor

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    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Treasury Services


The NBK Treasury team has extensive experience in the domestic, regional and international markets. Awarded the "Best Foreign Exchange Provider in Kuwait" for 12 consecutive years, "Best Treasury and Cash Management in Kuwait" and "Best Bank for Liquidity Management in the Middle East" by Global Finance, NBK is a market maker in USD/KWD and a regional and global leader in providing FX services and banking solutions. NBK offers its clients diversified investment solutions and hedging products, with superior, reliable and efficient execution, covering major asset classes. The team operates in a simple and effective business model, allowing us to respond quickly to your changing needs.

Our clients

  • Local, foreign and multi-national companies
  • Public institutions
  • Government agencies
  • High-net worth individuals

Our offerings

  • Foreign exchange and interest rate hedging solutions, including options, forwards, swaps and different types of hedging strategies
  • Capital Guaranteed Structured Deposits which give investors exposure to many asset classes, comprising equities, commodities, interest rates and currencies with varying maturities
  • Different types of deposit accounts paying attractive rates in multiple currencies
  • Foreign exchange transactions in more than 25 currencies
  • NBK's Electronic Trading platform (NBK FXT) that offers live quotes and swift execution of FX trades
  • Professional advice and market updates. Our global reach allows us to monitor and invest in markets across the globe, 24 hours a day, 6 days a week

Added value

Tailored Approach: Rather than working on a transaction-based approach, NBK takes a relationship-based approach by leveraging its deep understanding of your needs to provide relevant and timely customized Treasury solutions.

Comprehensive Coverage: Given our international network across the globe, with Dealers based on all major financial hubs in the world, NBK Treasury team covers global and local markets advising on a wide spectrum of instruments and investments, ranging from simple foreign exchange transactions, money market instruments as well as more complex multi-currency hedging solutions, yield enhancement products and investment strategies.


For enquiries, e-mail us at Treasury Services Desk: TSD_List@nbk.com

Fees & charges

NBK is an active member of the global market. Due to our excellent credit ratings by the leading rating agencies and presence in many financial centers around the world, we can provide you with competitive prices and cutting-edge quality services in global financial markets.


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FX Transactions

FX spot trades involve the immediate purchase or sale of one currency against another typically settled within two business days. However, NBK also provides pre-spot services ensuring that your currency of choice is delivered either on the same day, or the day after.

FX and Interest Rate Derivatives

NBK offers a variety of products to meet your hedging needs in order to ensure that you are protected from risks and unwanted market price movements.

Offerings include:

  • Forward Contracts: Locking an exchange rate for the purchase or sale of a currency at a future date. The rate and maturity date are agreed prior to executing the deal and does not involve an upfront payment.
  • FX Swaps: An agreement to swap interest rate payments on a loan made in one currency for interest payments on a loan made in another currency. The first leg involves exchanging the agreed amount at the spot rate, while the second leg involves swapping back the amount to the original currency at a pre-agreed rate.
  • FX Options: Gives you the right but not the obligation to exchange from one currency to another at a pre-agreed rate and date. This product gives you the flexibility to decide whether to exercise the option depending on market rates at the option expiry date. When purchasing an option, there will be an upfront premium payment.

NBK also offers a wide range of interest rate hedging solutions with the purpose of reducing your interest rate exposures in the world’s major currencies. Examples are:

  • Interest Rate Swaps: An agreement that allows for the exchange of two distinct interest rate cashflows over a period of time. This usually involves the exchange of a fixed interest rate for a floating rate.
  • Cross-Currency Swaps: An agreement that allows for the exchange of interest payments as well as principal amounts denominated in two different currencies.
  • Caps, Floors and Collars: These options are used to hedge exposure to interest rate moves. It protects a borrower against rising interest rates (Caps), establishes a floor on declining interest rates (Floors) or protection against interest rate fluctuations (Collars).

Capital Guaranteed Structured Deposits

Investment products that combine elements of a term deposit, as well as the performance of an underlying financial instrument. These financial instruments include stock indices, shares of publicly traded companies, commodity indices, interest rates or currencies. At maturity the product will guarantee that you are returned 100% of your initial investment. Additionally, it offers clients the chance to make higher returns than a standard term deposit. It’s an ideal product for those seeking to enhance their returns while gaining exposure to diverse markets on a global scale.

NBK Electronic Trading Platform (NBK FXT)

As part of NBK's commitment to providing competitive pricing and innovative technologies to clients, the NBK FXT platform was set up to offer you swift, precise and effective execution of FX trades, effectively offering you access to live market quotes, the chance to accept or reject rates and a trade log to monitor your deals. The platform is user-friendly, making it easier than ever to execute FX deals at a record time from the quoting process all the way to settlement.