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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor

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Notifications

  • Awareness Announcement

    On the occasion of the upcoming Ordinary General Assembly meeting of the Bank's Shareholders scheduled on Saturday 15th of March 2025, and in alignment with the resolutions and circulars issued by the Capital Markets Authority, Boursa Kuwait and Policies and Procedures for Electronic Annual General Assembly Meeting issued by Kuwait Clearing Company ("KCC Manual"), the Bank is committed to providing guidance to the shareholders to take into consideration the date of the right to attend the General Assembly meeting and the final date for purchasing the shares that entitle the right to attend the aforementioned General Assembly to take into consideration, as well as the means of attendance and voting. Learn More

  • System Maintenance

    Dear Customers, A system maintenance will take place on Saturday, 22 February 2025 between 4:30 AM & 6 AM. You may experience some difficulties when using NBK Prepaid Cards. If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Housing Loan

About

With a Housing Loan from NBK, you can build or renovate your dream home. Get up to KD 70,000 loan with a repayment period of up to 15 years and up to 12 months grace period.

Who is it For?

  • All customers with salary transferred to NBK can apply for the loan
  • Your age should be less than 70 years at loan maturity
  • Your minimum salary should be KD 400

What Do I Get?

  • You can take out a minimum loan of KD 1,000 and maximum of KD 70,000
  • You enjoy the flexibility of repaying the loan for a period ranging from 12 to 180 months
  • You enjoy up to 12 months grace period. Terms and conditions apply

How Do I Get It?

To apply for a Housing Loan, please submit the following documents:

  • Copy of your Civil ID
  • Salary certificate
  • Salary transfer continuation certificate

Interest Rates

  • The current interest rate is fixed at 7.00% and is calculated on a reducing balance basis
  • You can use NBK Loan Calculator to get an idea of how much you can borrow and how much your payments will be

Tell Me More

  • For loans exceeding the 5-year repayment period, your interest rate will be reviewed every 5 years, provided that the maximum increase or decrease in interest rate will not exceed 2% of the applicable interest rate, as per Central Bank of Kuwait regulations
  • NBK gives you the option to insure your loan
  • You can settle the loan early at any time without paying any fees or future interest