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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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Term Deposit Calculator

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  • Important Announcement

    Dear Customers, We are pleased to inform you that the NBK Headquarters, including all its departments and divisions, will reopen effective Tuesday, 24 March 2026. All banking services are available through our local branch network, as well as our ATM network and electronic banking channels.

  • Corporate Service Center and Cash Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday, 15 March 2026, services will be provided from NBK Headquarters as follows: Corporate Service Center - Third Floor (Podium), Cash Services Department - Basement (Podium).

  • Trade Finance Services at NBK Headquarters

    In order to better serve our clients, please note that effective tomorrow, Sunday 15 March 2026, all clients of the Trade Finance Department will be served from NBK Headquarters - Ground Floor. All services will remain available including: Documentary Collections and handling of Letters of Credit, Issuance and processing of Letters of Guarantee.

  • Closure of Some Branches

    As a precautionary measure, the following NBK branches will be temporarily closed until further notice: Kuwait International Airport T4, Kuwait International Airport, and Public Institution for Social Security (PIFSS). We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service branches, the Call Center, and all electronic channels. Serving you remains our priority. May God protect Kuwait, its Amir, and its people from all harm. Learn More

  • Important Announcement

    Official Statement Regarding Circular No. (2/RB/RBA/2026) Issued to All Kuwaiti Banks. Learn More

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

Partial Withdrawal Deposit

About

NBK is introducing the new Partial Withdrawal Deposit that offers customers the ability to make partial withdrawals up to 10% of their deposit every year without breaking it.

Who is this for?

All NBK Customers.

What Do I Get?

  1. Tenors: 12 M, 24 M, 36 M, 48 M, 60 M

  2. Allows partial withdrawals up to 10% annually

  3. No Fees on partial withdrawal or at early closure

  4. Competitive interest rates

  5. Credit Card against Term Deposit

What makes it special?

You have the chance to withdraw up to 10% of your Term Deposit only once every year for the period of Term Deposit.

How do I get it?

Visit the nearest branch and complete the required forms.

Interest rates

All interest rates are subject to change, refer to our rate table.

FAQs

  1. What is the percentage that I can withdraw on an annual basis?

    Up to 10% every year, starting from the date of deposit opening.

  2. How many times I can withdraw from my deposit?

    Only 1 time every year.

  3. Will the interest rate become lower after withdrawing?

    No change on interest rate.

Apply Now for Partial Withdrawal Deposit

Are you an existing NBK Customer*

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