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The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Apple Pay

Apple Pay
is Now Available

Apple Pay is an easy, private and secure way to pay. Now available to you as an NBK Cardholder.

Fast

Fast

Pay quickly in-store, online and in-app using your iPhone, iPad, Apple Watch, or Mac.

Easy

Easy

Pay easily in a few simple steps.

Secure

Secure

Pay securely with Face ID or Touch ID.

Accepted Everywhere

Accepted

Everywhere

Use Apple Pay at contactless payment terminals worldwide.

Fast

Fast

Pay quickly in-store, online and in-app using your iPhone, iPad, Apple Watch, or Mac.

Easy

Easy

Pay easily in a few simple steps.

Secure

Secure

Pay securely with Face ID or Touch ID.

Accepted Everywhere

Accepted

Everywhere

Use Apple Pay at contactless payment terminals worldwide.

Setting up Apple Pay is Easy

NBK Mobile Banking App



1. Open NBK Mobile Banking App on your device
2. Go to "Payments" through the menu on the left
3. Tap on "Apple Pay"
4. Choose the card you want to add to Apple Pay by scrolling up/down and tap on "Add to Apple Wallet"
5. Follow the simple instructions on the screen to get your device set up for Apple Pay

Apple Wallet

Set up For iPhone

For iOS 26 Version (NBK Mastercard Cards Only):

  • Open Wallet and tap the plus icon or select “Add Card”
  • Choose Debit or Credit Card
  • Hold the chip on your eligible NBK Mastercard near your iPhone (iOS 26 version only) to instantly add the card to Apple Wallet
  • For verification, enter your card’s PIN code
  • Accept the terms and conditions
  • The card will be added to Apple Wallet
  •  Enter the OTP sent to your registered mobile number or email address
  • You are now ready to use Apple Pay


For iOS 18 or older:

  • Open Wallet and tap on the plus icon or select "Add Card"
  • Scan your card with your device camera
  • Enter the 3-digit CVV found on the back of your card
  • Accept the terms and conditions
  • Enter the OTP sent to the registered mobile number/email address
  • You are now ready to use Apple Pay

FAQs

Apple Pay is a contactless mobile payment solution that enables customers to make in-store, in-app, and web purchases through select Apple devices. You can use Apple Pay everywhere contactless payments are accepted.

In stores, you can use Apple Pay through your iPhone or Apple Watch. Within apps, you can use Apple Pay on your iPhone, iPad, and Apple Watch. On websites, you can use Apple Pay on your iPhone, iPad, and MacBook.

Apple Pay does not send your actual card number with your payment - instead, a virtual card number is used to represent your account information - so your card details stay safe. Moreover, you need to authorize every transaction by Face ID or your passcode.

You can add your NBK Card to 9 devices.

Up to 16 cards can be added to a single device depending on the device model.

NBK Cards can be added to iPhone devices from iPhone 6 onwards, iPad mini 3 onwards and Apple Watch Series 4 onwards.

Please visit support.apple.com for a full list of compatible devices.

Apple Pay uses Near Field Communication (NFC) to make contactless mobile payments. This ensures that Apple Pay will work everywhere contactless payments are accepted.

Near Field Communication (NFC) enables devices in close proximity to communicate without any physical contact. Payment transactions using NFC technology can be completed by simply waving the NFC-enabled device on contactless terminals.

Yes, Apple Pay can be used for online/e-commerce payments (via apps and Apple Pay through the web). Visit www.apple.com/ae/apple-pay/ for more information.

Simply double click the side button, authenticate using Face ID or passcode, swipe to select the card and hold the device near the POS machine to make the payment.

No, you cannot resume deleted cards. Only suspended cards can be resumed.

Yes, you will see a tick mark with the "Done" message on the device, regardless of whether the transaction is approved or declined.

Card will be removed from the Apple Watch if it is unpaired.

Contact NBK Call Center 1801801 to suspend/delete the token, or you can suspend/delete token through iCloud.

The new enhancement allows you to add your eligible NBK Mastercard to Apple Wallet simply by holding the card near your iPhone (iOS 26 version only) and confirming with the card PIN.

This feature applies to all eligible NBK Mastercard Cards.

Make sure your iPhone is updated to iOS 26 to benefit from this feature.

Yes, open Apple Wallet on your Apple Watch, then tap "Add Card" and Complete the verification steps.

Yes, open System Preferences and select "Wallet & Apple Pay" to get started.