NBK Tools

NBK Tools Close tools

Apply Now
Currency Converter
IBAN Generator
Loan Calculator
Loan Refinancing Calculator
Term Deposit Calculator
Al Jawhara Calculator
NBK Miles Points Calculator

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

Apply Now
Learn More
Check Latest Winners

NBK Miles Points Calculator

Loan Calculator

BORROW AFFORD

  • 12 Months

  • 24 Months

  • 36 Months

  • 48 Months

  • 60 Months

Apply Now

This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

Calculate
Apply Now

This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

Apply Now

This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

View Interest Rates

Currency Convertor

 13 March, 2025 

All rates are published for information purposes only.

View Currency Rates

عربي
Contact us
Find us
Open search
Open notifications

Notifications

  • System Maintenance

    Dear Customers, A system maintenance will take place on Friday 14 March 2025 between 5:30 AM & 8:00 AM. You may experience some difficulties when using NBK Quick Pay. If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

  • Important Announcement

    Dear Customers, Please note that the official working hours at the NBK branches during the Holy Month of Ramadan will be from 10 AM until 1:30 PM. All NBK branches shall be closed after Iftar with the exception of our branches at Kuwait International Airport (T1 & T4), The Avenues, Grand Plaza-The Avenues, Khairan Outlet Mall & The Warehouse Mall, along with our ITM service and NBK self-service branches. Ramadan Mubarak.

  • Awareness Announcement

    On the occasion of the upcoming Ordinary General Assembly meeting of the Bank's Shareholders scheduled on Saturday 15th of March 2025, and in alignment with the resolutions and circulars issued by the Capital Markets Authority, Boursa Kuwait and Policies and Procedures for Electronic Annual General Assembly Meeting issued by Kuwait Clearing Company ("KCC Manual"), the Bank is committed to providing guidance to the shareholders to take into consideration the date of the right to attend the General Assembly meeting and the final date for purchasing the shares that entitle the right to attend the aforementioned General Assembly to take into consideration, as well as the means of attendance and voting. Learn More

  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

Kuwait

Regional

INTERNATIONAL

Open menu
Personal
Business
NBK Wealth
Investments
Corporate
NBK Group
  1. NBK
  2. Personal
  3. Cards
  4. Card Services
  5. Spend Like a Local

Spend Like a Local

Select

About

When paying with your NBK Card abroad, you may have the choice of paying in the currency of the country you are visiting, or paying in Kuwaiti Dinars. To avoid unfavorable exchange rates, always choose to pay in the local currency of the country you are visiting.

Who is it for?

This feature is applicable for all NBK Cardholders.

What do I get?

  • Save more by avoiding additional currency conversion fees
  • If you pay in Kuwaiti Dinars while traveling abroad, you might end up paying higher conversion fees as many merchants offer poor exchange rates 
  • NBK will always offer you a better conversion rate

Tell Me More

For other tips when traveling abroad, visit Travel Tips page.