NBK Tools

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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor

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  • Eid Al-Adha Holiday

    On the occasion of the Eid Al-Adha, National Bank of Kuwait will be closed from Tuesday, 26 May 2026 until Sunday, 31 May 2026. Duty will resume on Monday, 1 June 2026. NBK will continue providing its banking services throughout the holiday at its branches in Kuwait International Airport T4, The Avenues, Grand Plaza-The Avenues, Al Khiran Hybrid Outlet Mall & The Warehouse Mall, along with our ITM service and NBK self-service branches. You can also contact us via our electronic channels NBK Call Center or NBK WhatsApp on 1801801, Mobile Banking service that is available at your convenience to serve your banking needs anywhere, anytime 24/7 or on our NBK Social Media channels. NBK wishes a happy Eid.

  • Closure of Some Branches

    As a precautionary measure, the following NBK branches will be temporarily closed until further notice: Kuwait International Airport, and Public Institution for Social Security (PIFSS). We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service branches, the Call Center, and all electronic channels. Serving you remains our priority. May God protect Kuwait, its Amir, and its people from all harm.

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

NBK Flexible Term Deposit

Features Account Eligibility
- Flexibility with interest frequency
- Interest in advance, monthly, quarterly or annually
- Competitive interest rates
- Age is 18 or more
- KD 5,000 or more at the branch
- KD 1,000 online
Terms and Conditions Apply >
Interest Rates
- All interest rates are subject to change
Refer to our Rates Table >

About

If you’re looking for a smart way to earn competitive interest rates with the flexibility to receive interest periodically or even in advance, NBK Flexible Term Deposit is all you need. Apply today and start growing your savings.

Who is it for?

To apply for an NBK Flexible Term Deposit, you must be 18 years old and above.

What makes it special?

  • Flexibility of choosing your interest frequency; option to receive the interest in advance, monthly, quarterly or annually 
  • Receiving competitive interest rates
  • Applying through NBK Mobile Banking App or NBK Online Banking

How do I get it?

The required opening amount for NBK Flexible Term Deposit is KD 5,000 or more at the branch and KD 1,000 through NBK Mobile Banking App or NBK Online Banking.

Interest rates

All interest rates are subject to change. Please refer to our rates table.

Apply Now for NBK Flexible Term Deposit

Are you an existing NBK Customer*

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