NBK Tools

NBK Tools Close tools

Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

NBK Miles Points Calculator

Loan Calculator

Loan Refinancing Calculator

Term Deposit Calculator

Currency Convertor

Contact us
Find us
Open notifications

Notifications

  • System Maintenance

    Dear Customers, A system maintenance will take place on Saturday, 12 September 2026 between 4:30 AM & 5:30 AM. You may experience some difficulties when using NBK Mobile Banking and NBK Online Banking. If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

  • Official Sources of NBK Information

    With the increasing use of artificial intelligence technologies and the ease with which they can be used to create or manipulate content in ways that may appear authentic, we would like to emphasize the importance of verifying the accuracy of any news or information attributed to National Bank of Kuwait or any of its employees. We reiterate that the Bank’s official channels are the authorized source of information and news relating to NBK and its employees, and strongly advise our customers not to rely on or circulate any content attributed to the Bank or its employees that has not been issued through its official channels. NBK remains committed to upholding the highest standards of transparency and disclosure and to providing its customers with accurate and reliable information through its official channels.

  • Closure of Some Branches

    As a precautionary measure, please note that the Kuwait International Airport (T1) and Public Institution for Social Security (PIFSS) branches are closed until further notice. We will be pleased to serve you at the nearest available branch. All banking services remain available through NBK Self-Service Branches, the Call Center, and all electronic channels.

  • Beware of Fraud

    NBK never asks for your card number, OTP, PIN, CVV or any personal information over the phone, SMS, email, WhatsApp or any similar app. Do not disclose your information to anyone. Learn More

Open menu

NBK Flexible Term Deposit

Features Account Eligibility
- Flexibility with interest frequency
- Interest in advance, monthly, quarterly or annually
- Competitive interest rates
- Age is 18 or more
- KD 5,000 or more at the branch
- KD 1,000 online
Terms and Conditions Apply >
Interest Rates
- All interest rates are subject to change
Refer to our Rates Table >

About

If you’re looking for a smart way to earn competitive interest rates with the flexibility to receive interest periodically or even in advance, NBK Flexible Term Deposit is all you need. Apply today and start growing your savings.

Who is it for?

To apply for an NBK Flexible Term Deposit, you must be 18 years old and above.

What makes it special?

  • Flexibility of choosing your interest frequency; option to receive the interest in advance, monthly, quarterly or annually 
  • Receiving competitive interest rates
  • Applying through NBK Mobile Banking App or NBK Online Banking

How do I get it?

The required opening amount for NBK Flexible Term Deposit is KD 5,000 or more at the branch and KD 1,000 through NBK Mobile Banking App or NBK Online Banking.

Interest rates

All interest rates are subject to change. Please refer to our rates table.

Apply Now for NBK Flexible Term Deposit

Are you an existing NBK Customer*

Preferred Contact Time: