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    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

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NBK-Harrods Visa Infinite Credit Card

NBK-Harrods Visa Infinite Credit Card

Exclusive Partnership
With Harrods

Elevate your lifestyle with NBK-Harrods Visa Infinite Credit Card, offering unmatched luxury,
exclusive rewards and global shopping privileges.

Harrods Points

Earn up to 7 Harrods Points for every KD 1 you spend.

Black Tier

Enjoy an automatic upgrade to Black Tier in the Harrods rewards loyalty program.

Generous Dining Credit

Enjoy an annual dining credit of GBP 100 at Harrods Knightsbridge restaurants.

Bonus Points

Earn 10,000 Harrods Points as a sign-up bonus upon card activation with the first transaction. In addition, earn 10,000 Harrods Points annually as a spending bonus when spending KD 10,000 at Harrods.

NBK Rewards Program

Get automatically enrolled in Kuwait’s largest loyalty program with more than 900 partner outlets locally.

Visa Airport Companion

Download the Visa Airport Companion app and register using your NBK Visa Infinite Credit Card to enjoy unlimited complimentary airport lounge visits per year worldwide.

 

Learn More

NBK FlexiPay

Use your NBK Credit Card when paying and convert the transaction into 12 easy installments with 0% interest through NBK FlexiPay.

 

- NBK FlexiPay is only applicable for revolving NBK Credit Cards

 

Learn More

Harrods Points

Earn up to 7 Harrods Points for every KD 1 you spend.

Black Tier

Enjoy an automatic upgrade to Black Tier in the Harrods rewards loyalty program.

Generous Dining Credit

Enjoy an annual dining credit of GBP 100 at Harrods Knightsbridge restaurants.

Bonus Points

Earn 10,000 Harrods Points as a sign-up bonus upon card activation with the first transaction. In addition, earn 10,000 Harrods Points annually as a spending bonus when spending KD 10,000 at Harrods.

NBK Rewards Program

Get automatically enrolled in Kuwait’s largest loyalty program with more than 900 partner outlets locally.

Visa Airport Companion

Download the Visa Airport Companion app and register using your NBK Visa Infinite Credit Card to enjoy unlimited complimentary airport lounge visits per year worldwide.

 

Learn More

NBK FlexiPay

Use your NBK Credit Card when paying and convert the transaction into 12 easy installments with 0% interest through NBK FlexiPay.

 

- NBK FlexiPay is only applicable for revolving NBK Credit Cards

 

Learn More

Maximize Your Rewards

Your Gateway to Savings by Visa

  • Global Blue Lounges

    Enjoy access to Global Blue Lounges for your tax-free refund with ease and peace of mind across nine cities in Europe.

  • yQ (meet & assist)

    Enjoy up to 25% discount on global airport services.

    Learn More

  • VOX Cinemas Offer

    Enjoy 50% off tickets purchased from VOX Cinemas Kuwait website.

  • Agoda Offers

    Get 12% discount on Agoda hotels and vacation rentals globally. Discount applies only to properties listed as “Promotion Eligible”.

  • Medical and Legal Referral

    Give Visa a call if you need medical help during your holiday, to put you in touch with an ISOS-audited practitioner.

  • Visa Luxury Hotel Collection

    Enjoy unsurpassed value at around 1,000 world-class hotels from boutique properties to world-renowned venues.

  • Sixt Rent a Car

    Enjoy up to 10% discount at Sixt Rent a Car and Sixt Rent a Truck worldwide.

  • Avis Car Rental

    Get up to 35% discount and enjoy exclusive benefits when using your NBK Visa Infinite Credit Card.

    Book Online | View Terms and Conditions

Benefits Provided by Visa

  • Travel Insurance

    Travel Insurance

    Get travel insurance coverage with your airline ticket purchases provided by Visa. Learn More

  • Extended Warranty

    Extended Warranty

    Get extended warranty on new purchases, applicable for double the repair period offered by the original manufacturer, up to a year. Learn More

  • Purchase Protection

    Purchase Protection

    Get purchase protection service covering theft, accidental damage or non-delivery of purchases. Learn More

  • Fraud Protection

    Fraud Protection

    Get annual fraud protection against unauthorized transactions. Learn More

  • Social Engineering Insurance

    Social Engineering Insurance

    Get insurance coverage against transferring funds to a fraudulent 3rd party account. Terms and Conditions apply. Learn More

  • Online Shopping Insurance

    Online Shopping Insurance

    Get insured up to $2,000 yearly against online purchases. Simply register using the online portal. Terms and Conditions apply. Learn More

NBK Mobile Banking Download

Enjoy
Various Benefits

With NBK
Mobile Banking

NBK Mobile banking QR code
Payment Methods
Apple Pay
Samsung Pay
Google Pay
Garmin Pay

 

Fees

Payment Type Primary Card Supplementary Card
Full Payment Annual Fee KD 125 Annual Fee KD 125
Flexible Payment Annual Fee KD 100 Annual Fee KD 100

 

 

Getting Your Card
With a Tap

Get the card through NBK Mobile Banking app

You can easily apply for an NBK Credit Card via NBK Mobile Banking and add it to your preferred digital wallet.

Credit Card Against Salary:
Apply when linking your salary to the card.

Credit Card Against Account Balance:
Instant card issuance against a fixed amount in your account.

Getting Your Card
With a Tap

Get the card through NBK Mobile Banking app

You can easily apply for an NBK Credit Card via NBK Mobile Banking and add it to your preferred digital wallet.

 

Credit Card Against Salary:

Apply when linking your salary to the card.

 

Credit Card Against Account Balance:

Instant card issuance against a fixed amount in your account.

FAQs

The NBK-Harrods Visa Infinite Credit Card is a premium co-branded card launched in partnership with Harrods. It is designed for customers seeking luxury experiences and exclusive lifestyle benefits both in Kuwait and internationally.

The card is available to eligible NBK customers who are Kuwaiti nationals. Applications can be submitted through NBK Mobile Banking App or NBK branches. You may also apply through NBK – London branch in the UK.

With the NBK-Harrods Visa Infinite Credit Card, you enjoy:

- Automatic upgrade to Harrods Black Tier for the first year
- £50 dining credit every six months, to be used at Harrods Knightsbridge store restaurantsHarrods Points on eligible Harrods purchases, on local and international spending
- Global travel and lifestyle privileges via Visa Infinite
- Access to airport lounges, travel insurance, and concierge services

Yes, you must have a valid Harrods membership to apply for the card. Link your existing membership or register for the Harrods Rewards loyalty program.
Customers who have not signed up for the Harrods Rewards loyalty program must register and verify their accounts to start earning Harrods points. Accounts that remain unverified for more than seven days will be removed from the system.

Yes, you can apply through NBK Mobile Banking and enter your Harrods Rewards membership number to link it.

- Use your NBK-Harrods Visa Infinite Credit Card for the first time (any amount) and get 10,000 Harrods Points
- Spend KD 10,000 at Harrods annually and get additional 10,000 Harrods Points

Harrods Points can be redeemed against qualifying purchases in participating departments at the Harrods Knightsbridge store or H beauty stores, and online at harrods.com and via the Harrods App.

NBK-Harrods Visa Infinite Credit Cardholders are automatically upgraded to Harrods Black Tier in the first year. To retain this tier, you must spend GBP 10,000 at Harrods annually.
 

NBK-Harrods Visa Infinite Credit Cardholders are entitled to GBP 50 annual dining credit twice a year:

- GBP 50 from 1 January to 30 June
- GBP 50 from 1 July to 31 December

To redeem the dining credit, you must:

- Dine at Harrods Knightsbridge restaurants
- Spend GBP 50 or more on a single transaction
- Scan your Harrods Rewards card from the app at checkout
- Pay with your NBK-Harrods Visa Infinite Credit Card

No. The dining credit is not visible in the app. It is automatically linked to the Harrods Rewards number, which you entered when applying for the NBK-Harrods Visa Infinite Credit Card.

No. The dining credit can only be redeemed on a single transaction of GBP 50 or more during the eligible period.

The unused dining credit will expire after each 6-month period. It does not roll over to the next period or year.

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