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    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

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Visa Signature Credit Card


You’re ready to gain access to a world of luxury. NBK Visa Signature Credit Card promises a range of superior features and benefits, including the NBK Miles Program that gives you NBK Miles Points for every KD that you spend when using your card in Kuwait and abroad.


Make a statement with the NBK Visa Signature Credit Card, designed to complement the discerning lifestyle of a privileged few.


The card also provides you with complimentary access to more than 1,000 lounges in over 300 airports worldwide, free travel insurance and exclusive instant discounts at the finest restaurants and luxury hotels. Other benefits include local and international concierge services, exclusive shopping offers covering retail, travel, leisure and more.


Live the life of luxury you deserve with the NBK Visa Signature Credit Card.

Who is it for?

To receive the NBK Visa Signature Credit Card you must have a minimum salary of KD 1,500

What do I get?

  1. Supplementary cards - For your immediate family members

  2. Flexible payment - The option to repay credit card purchases in small, easy installments

  3. NBK Online Banking - Secure online access to your credit card and all associated accounts

  4. SMS service - Secure notifications at home and abroad

  5. NBK Secure Shopping - An online added security layer that protects credit cardholders’ online purchases from fraudulent use of their credit cards

  6. Cash advance - Get cash advance up to 100% of your available credit limit through NBK Call Center, NBK Online Banking, NBK Mobile Banking and at any ATM around the world. There will be a fee of 5% of the withdrawal amount (or minimum of KD 1)

  7. NBK Miles Program - Enroll in the best miles program in Kuwait! Get up to 5 NBK Miles Points for every KD 1 you spend locally and abroad. Redeem your NBK Miles Points to book from over 800 airlines, 150,000 hotels worldwide, world-renowned car rental agencies, worldwide city sightseeing tours, holiday packages, travel insurance policy, purchase e-vouchers or e-gift cards and redeem them at more than 185 local and international brands, and tickets for sports events. Moreover, you can exchange your NBK Miles Points with your preferred airline, hotel or loyalty program

What makes it special?

  • NBK Rewards Program - Get up to 20% back in rewards points at more than 900 participating outlets with Kuwait’s largest loyalty program
  • LoungeKey Program** - Get 12 free visits per year with access to more than 1,000 airport lounges worldwide
    ** A minimum international transaction of USD 1 per year
    ** Spend may take up to 10 days to register with LoungeKey
  • Free travel insurance - Coverage of up to USD 500,000 with your airline ticket purchases provided by Visa
  • yQ (meet & assist) - Experience fast-track immigration services at over 380 international airports with yQ (meet & assist)
  • Visa Extended Warranty - Protect your new purchases for a period of one year in addition to the warranty period provided by the original manufacturer
  • Visa Purchase Protection - Insures against theft or accidental damage within 365 days from the date of purchase, and with coverage up to USD 20,000 per year
  • Visa Fraud Protection - Up to USD 3,000 per year to cover fraudulent charges
  • Luxury lifestyle - Access to Luxury HotelsGlobal and regional offers
  • Visa DragonPass Airport Dining - Enjoy exclusive discounts at over 200 restaurants globally
  • Hotels.com - Enjoy 8% discount on selected hotels from Hotels.com
  • VOX Cinemas Offer - Enjoy 50% off tickets purchased online with VOX Cinemas Kuwait
  • Music Streaming With Anghami - Enjoy up to 4 months of free Anghami Plus membership per year when paying with your NBK Visa Signature Credit Card
  • Sixt Rent a Car - Enjoy up to 10% discount at Sixt Rent a Car and Sixt Rent a Truck worldwide
  • Meraas Offer - Get 20% off on dining, play and cinema with Meraas when using your NBK Visa Signature Credit Card
  • Jumeriah Hotels Discount - Enjoy up to 25% discount on stays at Jumeriah properties
  • Visa Luxury Hotels - Enjoy Visa Luxury benefits such as complimentary breakfast, room upgrade and much more at over 900 properties
  • Avis Car Rental - Enjoy up to 35% on your next rental with Avis Car Rental. View terms and conditions

Tell me more

  • Always pay in the currency of the country you are visiting
  • If your card is lost or stolen, immediately contact the NBK Call Center on 1801801 (from Kuwait) or on +965 22248361 (from abroad)
  • Terms and conditions apply

Annual Fees

  • KD 100 for primary card. Spend a minimum of KD 7,500 annually on your primary credit card to get the annual fee waived*
  • KD 50 for supplementary card. Spend a minimum of KD 3,750 annually on your supplementary credit card to get the annual fee waived*
  • KD 100 for miles enrolled supplementary card


*Fee waiver is not applicable on miles enrolled card


  1. How do credit card installments work?

    You should pay 8.33% of your monthly outstanding balance, or a minimum monthly payment of KD 20.

  2. How do I find out more about Visa Signature Purchase Protection, Fraud Protection and Extended Warranty?

    Never again worry about expensive purchases being damaged or stolen. Your NBK Visa Signature Credit Card insures you against theft or accidental damage for up to a maximum of USD 20,000 per year, within 365 days from the date of purchase.


    Your card also provides you with extended warranty on new purchases for a 12-month period in addition to the original manufacturer’s warranty period. Extended warranty covers repair or replacement of new purchases of up to USD 6,000 per year.


    Purchase Protection Insurance Policy, Terms and Conditions

    Extended Warranty Insurance Policy, Terms and Conditions

    For more information, visit cardholderbenefitsonline.com 

    24 hours assistance line +971 (4) 253 6024

  3. Can I withdraw cash from ATMs?

    Yes, you can withdraw cash from any of NBK’s conveniently placed ATMs. What’s more, you can withdraw 100% of your available funds.