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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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NBK Miles Points Calculator

Loan Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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Currency Convertor

 20 January, 2025 

All rates are published for information purposes only.

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  • Important Notice

    NBK will never ask you for your account number, card number, CVV, OTP/PIN numbers over the phone, Viber, WhatsApp or any other means. Please do not disclose your personal information to anyone. Learn more

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  5. NBK-Aura World Mastercard

NBK-Aura World Mastercard Credit Card

NBK-Aura World Mastercard Credit Card

Double Your Aura Points
With NBK

Introducing the NBK-Aura Credit Card in an exclusive partnership with Alshaya.
Earn up to 8% back in Aura points on your purchases and redeem them at more than 50 Aura brands in fashion, beauty, dining and more.

NBK-Aura World Mastercard Credit Card
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Aura Perks

Unlimited Perks

With the new NBK-Aura World Mastercard Credit Card, earn up to 8% back in Aura points on your purchases for every KD 1 spent locally or internationally and redeem them easily at your favorite Aura brands.

NBK Rewards Program

Get automatically enrolled in Kuwait's largest loyalty program with over 800 partner outlets locally.

Lounge Access

Get complimentary access to up to 1,200 lounges worldwide with Mastercard Travel Pass app.

NBK FlexiPay

Pay in easy installments for 12 months and 0% interest with NBK FlexiPay through NBK Online Banking.

 

Learn More

Aura Perks

Unlimited Perks

With the new NBK-Aura World Mastercard Credit Card, earn up to 8% back in Aura points on your purchases for every KD 1 spent locally or internationally and redeem them easily at your favorite Aura brands.

NBK Rewards Program

Get automatically enrolled in Kuwait's largest loyalty program with over 800 partner outlets locally.

Lounge Access

Get complimentary access to up to 1,200 lounges worldwide with Mastercard Travel Pass app.

NBK FlexiPay

Pay in easy installments for 12 months and 0% interest with NBK FlexiPay through NBK Online Banking.

 

Learn More

Maximize Your Rewards

  • Aura Points Aura
  • Rewards
  • Discounts

Special Features From Mastercard

  • Travel Insurance

    Get coverage of up to USD 500,000 provided by Mastercard when using your card on airline ticket purchases.

  • Mastercard Offers

    Benefit from discounts with global and regional lifestyle offers from Mastercard.

  • Fulfill Visa Assistance

    Apply and book appointments for your travel visa needs for a flat fee of USD 15 when using your card. Learn More

  • Travel Discounts

    Enjoy 10% instant discount when using your NBK-Aura Credit Card with promo code MCWORLD for bookings via the Cleartrip website.

  • FARFETCH

    FARFETCH

    Enjoy 10% discount when shopping from FARFETCH website or app using NBK-Aura Credit Card with promo code MC25.

  • Mastercard Priceless Specials App

    Download the Mastercard Priceless Specials app from the App Store and get hundreds of additional offers.

  • Luxury Serviced Apartments

    Enjoy offers on your stay at luxury serviced apartments, which include over 2,000 onefinestay properties. Learn More

  • Booking.com

    Booking.com

    Get 10% cashback when booking through Booking.com. Simply register or log in and enter your card details at checkout.

NBK-Aura Platinum Mastercard Prepaid Card

NBK-Aura
Prepaid Card

Introducing NBK-Aura Platinum Mastercard Prepaid Card - NBK's first-of-its-kind card in an exclusive partnership with Alshaya. Earn up to 6% Aura points with every KD 1 spent locally or internationally and redeem them easily in-store or online at your favorite Alshaya brands.

Learn More
NBK Mobile Banking App

Enjoy
Various Benefits

With NBK
Mobile Banking

NBK Mobile banking QR code
Payment Methods
Apple Pay
Samsung Pay
Google Pay
Garmin Pay

 

Fees

Fee Type Primary Card Supplementary Card
Full Payment Annual Fee KD 75 Annual Fee KD 25
Flexible Payment Annual Fee KD 50 Annual Fee KD 25
Issuance Fees Free Issuance Free Issuance

 

Choose Your Way to Apply

Linked to Salary

•  For existing customers with salary transferred to NBK

Balance Hold

•  Instant issuance through the app

•  Immediate use with digital wallets

•  Credit limit on hold against a deposit or account balance

Online Application

•  For existing and new customers

•  Easy onboarding

•  No need to visit the branch

Branch Application

•  For existing and new customers

•  Multiple locations

Linked to Salary

•  For existing customers with salary transferred to NBK

Balance Hold

•  Instant issuance through the app

•  Immediate use with digital wallets

•  Credit limit on hold against a deposit or account balance

Online Application

•  For existing and new customers

•  Easy onboarding

•  No need to visit the branch

Branch Application

•  For existing and new customers

•  Multiple locations

Ready to Apply?

FAQs

Aura is a points-based loyalty program by Alshaya. As a member, you can earn Aura points every time you spend and benefit from exciting offers at 50+ participating brands, in-store and online. These points can be redeemed at any Aura brand or through rewards via the Aura app.

In case you don’t have an Aura membership, you will be registered for a membership when applying for the card. Your registered number at the bank will be used as a reference and you will be notified of your Aura membership ID once created. 

Your Aura points will be added to your Aura account. You can view your points balance and redeem them using the Aura app.

No, you will not be able to view your Aura points earned through NBK Mobile Banking App.

Aura points will be added to your Aura account after 48 to 72 hours from the time of the transaction.

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