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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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NBK Miles Points Calculator

Loan Calculator

BORROW AFFORD

  • 12 Months

  • 24 Months

  • 36 Months

  • 48 Months

  • 60 Months

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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Currency Convertor

 22 August, 2025 

All rates are published for information purposes only.

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NBK-Aura World Mastercard Credit Card

NBK-Aura World Mastercard Credit Card

Earn Aura Points
Everywhere

Introducing the NBK-Aura Credit Card in an exclusive partnership with Alshaya.
Earn up to 8% back in Aura points on your purchases and redeem them at more than 50 Aura brands in fashion, beauty, dining and more.

NBK-Aura World Mastercard Credit Card
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Aura Perks

Unlimited Perks

With the new NBK-Aura World Mastercard Credit Card, earn up to 8% back in Aura points on your purchases for every KD 1 spent locally or internationally and redeem them easily at your favorite Aura brands.

NBK Rewards Program

Get automatically enrolled in Kuwait's largest loyalty program with over 800 partner outlets locally.

Mastercard Travel Pass App

Download the Mastercard Travel Pass app and register using your card to enjoy 12 complimentary visits at up to 1,200 lounges worldwide. Simply, spend a minimum of USD 1 internationally when shopping online or in-store every 3 months.

 

Learn More

NBK FlexiPay

Pay in easy installments for 12 months and 0% interest with NBK FlexiPay through NBK Online Banking.

 

Learn More

Aura Perks

Unlimited Perks

With the new NBK-Aura World Mastercard Credit Card, earn up to 8% back in Aura points on your purchases for every KD 1 spent locally or internationally and redeem them easily at your favorite Aura brands.

NBK Rewards Program

Get automatically enrolled in Kuwait's largest loyalty program with over 800 partner outlets locally.

Mastercard Travel Pass App

Download the Mastercard Travel Pass app and register using your card to enjoy 12 complimentary visits at up to 1,200 lounges worldwide. Simply, spend a minimum of USD 1 internationally when shopping online or in-store every 3 months.

 

Learn More

NBK FlexiPay

Pay in easy installments for 12 months and 0% interest with NBK FlexiPay through NBK Online Banking.

 

Learn More

Maximize Your Rewards

  • Aura Points Aura
  • Rewards
  • Discounts

Special Features From Mastercard

  • Trip.com

    Get up to 20% off your flight and hotel bookings when using your card. Visit Trip.com or download the app to book.

  • Booking.com

    Booking.com

    Get up to 7% wallet credit on your next stay when booking through Booking.com. Simply register or log in and enter your card details at checkout.

  • Luxury Serviced Apartments

    Enjoy offers on your stay at luxury serviced apartments, which include over 2,000 onefinestay properties. Learn More

  • IHG Hotels & Resorts

    Get 15% off rooms, welcome drinks and late checkout at IHG Hotels & Resorts across Europe and the Middle East.

  • Mastercard Offers

    Benefit from discounts with global and regional lifestyle offers from Mastercard.

  • Mastercard Priceless Specials App

    Download the Mastercard Priceless Specials app from the App Store and get hundreds of additional offers.

  • FARFETCH

    FARFETCH

    Enjoy 10% discount when shopping from FARFETCH website or app with promo code MC25.

  • Travel Insurance

    Get coverage of up to USD 500,000 provided by Mastercard when using your card on airline ticket purchases.

  • Costa Coffee

    Costa Coffee

    Download Mastercard Travel Pass and get up to 2 complimentary food or drink items from Costa Coffee at Dubai airports.

NBK-Aura Platinum Mastercard Prepaid Card

Looking for a
Prepaid Card?

Introducing NBK-Aura Platinum Mastercard Prepaid Card, NBK's first-of-its-kind card in an exclusive partnership with Alshaya.

Earn up to 6% Aura points with every KD 1 spent locally or internationally and redeem them easily in-store or online at your favorite Alshaya brands.

Learn More
NBK Mobile Banking App

Enjoy
Various Benefits

With NBK
Mobile Banking

NBK Mobile banking QR code
Payment Methods
Apple Pay
Samsung Pay
Google Pay
Garmin Pay

 

Fees

Fee Type Primary Card Supplementary Card
Issuance Fees First Year Free First Year Free
Flexible Payment Annual Fee KD 50 Annual Fee KD 25
Full Payment Annual Fee KD 75 Annual Fee KD 25

 

Getting Your Card
With a Tap

Get the card through NBK Mobile Banking app

You can easily apply for an NBK Credit Card via NBK Mobile Banking and add it to your preferred digital wallet.

Credit Card Against Salary:
Apply when linking your salary to the card.

Credit Card Against Account Balance:
Instant card issuance against a fixed amount in your account.

Getting Your Card
With a Tap

Get the card through NBK Mobile Banking app

You can easily apply for an NBK Credit Card via NBK Mobile Banking and add it to your preferred digital wallet.

 

Credit Card Against Salary:

Apply when linking your salary to the card.

 

Credit Card Against Account Balance:

Instant card issuance against a fixed amount in your account.

FAQs

Aura is a points-based loyalty program by Alshaya. As a member, you can earn Aura points every time you spend and benefit from exciting offers at 50+ participating brands, in-store and online. These points can be redeemed at any Aura brand or through rewards via the Aura app.

In case you don’t have an Aura membership, you will be registered for a membership when applying for the card. Your registered number at the bank will be used as a reference and you will be notified of your Aura membership ID once created. 

Your Aura points will be added to your Aura account. You can view your points balance and redeem them using the Aura app.

No, you will not be able to view your Aura points earned through NBK Mobile Banking App.

Aura points will be added to your Aura account after 48 to 72 hours from the time of the transaction.

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