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Al Jawhara Calculator

The minimum deposit is KD 50 and maximum deposit is KD 500,000.

In case of no withdrawal within the holding period, extra chances will apply.

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NBK Miles Points Calculator

Loan Calculator

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  • 12 Months

  • 24 Months

  • 36 Months

  • 48 Months

  • 60 Months

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

Loan Refinancing Calculator

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This is for demonstrative purpose only. Call 1801801 or visit a branch for exact calculations.

- Assuming that you have paid all your installments on time

- Your loan term did not have a grace period with no partial payments

- Government loans cannot be refinanced

Term Deposit Calculator

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This is for demonstrative purposes only. Call 1801801 or visit a branch for exact calculations.

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Currency Convertor

 13 February, 2026 

All rates are published for information purposes only.

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  • Important Announcement

    Official Statement Regarding Circular No. (2/RB/RBA/2026) Issued to All Kuwaiti Banks. Learn More

  • Working Hours during the Holy Month of Ramadan

    Dear Customers, Please note that the official working hours at the NBK branches during the Holy Month of Ramadan will be from 10 AM until 1:30 PM. All NBK branches shall be closed after Iftar with the exception of our branches at Kuwait International Airport (T1 & T4), The Avenues, Grand Plaza-The Avenues, Khairan Outlet Mall & The Warehouse Mall, along with our ITM service and NBK self-service branches. Ramadan Mubarak.

  • System Maintenance

    Dear Customers, A system maintenance will take place on Saturday, 14 February 2026 between 3 AM & 5 AM. You may experience some difficulties when using: - NBK Prepaid Cards. - SMS If you face any difficulty using our electronic channels, please contact us via NBK Call Center or NBK WhatsApp on 1801801 or on our NBK Social Media channels. Thank you for your cooperation.

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  1. NBK
  2. Offers & Rewards
  3. Xcite

Xcite

About Xcite

Xcite is the largest multi-brand electronics retailer in Kuwait with a collection of over 300 global brands. Our parent company, Alghanim Industries, is one of the largest, privately-owned companies in the Gulf region, with a multinational presence and operations in 40 countries.

Rewards Points

1% Rewards Points upon spending KD 100 or more

+ 3 Miles Points per KD 1

+ Up to 3 Oasis Club Miles per KD 1

+ 3 NBK Goal Points per KD 1

NBK KWT Visa Infinite Credit Card

10% in NBK KWT Points + 2% instant discount

What Do I Get?

You get:

  • 10% in NBK KWT Points and 2% instant discount when shopping at Xcite in-store, on the website and on the app
  • 1% in NBK Rewards Points when spending KD 100 or more at Xcite in-store

How Do I Get It?

  • To earn 10% in NBK KWT Points and benefit from the 2% instant discount on select items, simply use your NBK KWT Visa Infinite Credit Card at Xcite in-store, on the website and on the app
  • To earn 1% in NBK Rewards Points and redeem NBK Rewards Points, simply use your eligible NBK Credit or Prepaid Card at Xcite in-store
    • Monthly earning cap for Xcite purchases is 100 NBK KWT Points
    • The following products are not applicable for 2% instant discount at Xcite:
      • Computers (laptops and desktops)
      • Projectors
      • IT accessories (mouses, keyboards, sleeves, cables, etc.)
      • Printing and printer accessories 
      • Mobile phones
      • Mobile accessories (headphones, airpods, Bluetooth speakers, cases, covers and screen protectors, etc.)
      • All gaming consoles, computers and gaming accessories
      • Gift Cards
      • Smart Home Devices (voice assistant and hubs, smart thermostats, smart locks, detectors and sensors and smart vacuum cleaners)
      • Cameras and drones (GoPro cameras, action cameras, instant cameras, SD cards, DJI Phantoms)
    • Customer must present their NBK KWT Visa Infinite Credit Card to the cashier before paying to avail the Xcite in-store discount offer
    • View Full Terms and Conditions for NBK KWT Program >
    • All promotions are provided by a third party without any liability on the part of National Bank of Kuwait SAKP or any of its employees

A Card Like No Other

Earn more points and rewards and redeem them the way you like with a card exclusively designed to suit your lifestyle.

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